Remember back in high school when you got your very first job? You probably drove around to every pizza, burger, and fast food joint in town, asking if they were hiring. Yeah, we all do it.
How else can we make money to supe-up our cars? It’s typical to end up at some grocery store or waiting tables at the local diner. These are known as jobs for students. Most gargantuan corporations don’t tend to hire 16 year olds who lack a high school diploma. In fact, this is what drives us to work hard and do well in college. After a taste of these “jobs for students,” we’re so anxious to move up and away from their crappy hours, and headaches. And that’s not even mentioning the terrible pay.
I can remember the first job I ever received. It was working at a video store. Not too bad considering some of the horrors out there. However, how long can you stand to work in customer service? While you may think those cubicle jobs are a bore; believe me, there is much worse. At least with the tiny office space positions, you don’t have some lunatic customer screaming in your face. Once I had reached college, I looked into a variety of jobs for students. Anything from delivering Chinese food, to waiting tables, to working as a lifeguard at the local pool. Although all of these jobs worked out okay, and paid the bills, they weren’t the be-all end-all to jobs for students. These days there are much more valuable resources to take advantage of. So toss that local newspaper in the trash, and stop wasting all your gas by driving around from window to window, in search of a “Help Wanted” sign. It’s time to turn to everyone’s favorite electronic buddy. Yes, I’m talking about your computer. Check out what the World-Wide-Web has to offer.
The great thing about finding jobs for students now days is the access. With the Internet at your fingertips you can find jobs all over the place. I don’t care what city you live in. If you’re in search of a part time job while taking a full load at the local University, no problem. Allow search engines like Careerbuilder.com and Monster.com to aid you in this search. In no time you will have pinpointed numerous jobs for students in your immediate area. Hop online and check it all out today.
There’s good news for students who want to unlock their potential and pursue their dream of becoming a leader in the business world.
An organization committed to bringing business and education together is offering a series of workshops and events designed to serve the needs of middle level, high school and college students.
Future Business Leaders of America-Phi Beta Lambda (FBLA-PBL) is a nonprofit education association with a membership of a quarter million students preparing for careers in business and business-related fields. It is the largest business career student organization in the country and is well regarded for its innovative leadership and career development programs.
FBLA-PBL offers a number of workshops and tests designed to assist students who want to sharpen their skills and get certified in different competencies. For example:
• Workshop topics include business, career development, communications, finance, leadership, IT and other areas that are designed to meet the standards of the National Business Education Association (NBEA).
• Certification as a Certified Internet Webmaster (CIW) is offered through a series of three exams. The cost is 25 per exam.
• College credits in the areas of accounting and information systems and computer applications are available through College-Level Examination Program (CLEP) tests. Each exam is 55.
FBLA-PBL also holds national conferences for members that promote leadership development. The 2006 conference is being held this summer in Nashville, Tennessee.
This year’s keynote speaker at the conference is Coach Ken Carter, coach of the Richmond High School Basketball team and the inspiration for the movie “Coach Carter.”
The conference also offers an Institute For Leaders (IFL) where members and advisers can learn, explore and practice leadership skills.
Everything About Citi MTv Platinum Select Visa Card For College Students
The different types of Citicards issued by the Citibank perfectly complement the needs and demands of the college students. One among them is the Citi MTv Platinum Select Visa Card that is very beneficial for the college students who are very much interested in pursuing a great academic career.
The Basic Features Of The Card
Only those college students can avail the use of the Citi MTv Platinum Select Visa Card for College Students who have a pretty clean credit record have paid the credit card balance in time or have kept the balance amount very low. The card also rewards those students for high GPAs. The card has all the attributes that can usher you towards a bright future. Since the card has very low annual percentage rate, therefore you can work towards a good credit rating.
The Key Features
The card has a 0% introductory annual percentage rate applicable for the first nine months. But once the introductory APR period expires, the rate changes to 17.99 percent. The cardholders do not have to pay any annual fee on balance transfers.
With this card, you will have enough scope to save money; transfer the balance on another high interest rate credit card to this card within the first six months, and the 0 percent interest rate on cash balance andor on balance transfers will help you save some precious pounds.
The Card Advantages
The most significant and unique advantages of this card are as follows:
The card enables you to earn 5 points for each pound you spend in the restaurant, record stores, bookstores, movie theatres or anywhere else. In this way you can earn up to 2000 thank you points twice each year and with these points you can buy gift cards, merchandise and many thing else.
You can check your account online or even reimburse the bills. There is the possibility of checking the number of points that you have accumulated.
You can both earn and trade points for the special events of the MTV channel or other entertainment activities.
Annually you can earn unto 75000 points and the reward expiration period is 5 years.
The card also enables you to save up to 10 percent at the mtvshop.mtv.com. You can make the purchases interest free and earn points as part of the reward program.
If you make purchases from the online store or the MTV Net York city store, then you can enjoy discount on purchases.
The cardholders can also benefit from auto rental services, travel accident insurance and many more.
The other benefits of the card include Internet services like the emergency cash replacement, emergency card replacement, fraud and security protection services, auto rental insurance, 1000000 in travel insurance and other similar benefits.
One of the best ways to establish a credit report is to acquire a student credit card. However, there are a few things you should be aware of if you decide on this. One of this is the fact that your credit report will be kept and maintained by credit bureaus. Thus, whenever credit companies want to look up your credit history, they will contact these bureaus for it. Information on your payment patterns and outstanding payments for your student credit card, both good and bad, will be recorded here.
Essentially, no one can legally change the contents of that report and everything remains in there for up to a decade. Thus, it is important to maintain a healthy credit report by making payments on time, starting with your student credit card. Having a good credit report has a huge impact on loans and on future applications for other forms of credit services, including other credit cards. For instance, low APR cards are everybodys favorite but they are usually reserved only for those with good or excellent credit histories.
In order to acquire an excellent credit history, it is best to pay up your monthly outstanding balances before they are due. This may be harder to achieve if you are a student as you do not have steady income and therefore need to plan your expenditure accordingly. Use your credit card only when you really need it, and set payment reminders in your personal calendar each month.
Some students practice credit card surfing by using a 0% APR student credit card, maxing out the credit limit and getting a new card for their upcoming expenses. This does huge damage to your credit report as you are basically living off debt even before you have the ability to earn your first paycheck. Whats more, when the 0% APR term is over, your interest rates will escalate and your debt will snowball rapidly. At this point, your credit report will be tarnished, leaving you with a pile of debt that you struggle to pay off and high interest rates for future credit applications. Your only option now would be to adopt a credit repair strategy, which will most likely be painful on your ludicrous lifestyle.
Health insurance is increasingly important. With the rate at which medical expenses have continued to rise over previous years, and the reductions in government funded health care programs, being without health insurance is less an option today than ever. Many young people have never had to think about health insurance as their parents have always taken care of this aspect of life for them. But for many kids setting out for college, health insurance is one thing you cant afford to forget about.
Be Aware
Everyone has specific health care needs, and young people often make the mistake of thinking they, as a group, do not need to worry about health care. While statistically, students may not be the biggest health care users, there are any number of unplanned events that can lead to you needing health care. If you dont have insurance youll regret it. These can range from driving and sporting accidents, stds and other illnesses, and travel insurance needs.
Whatever your specific needs, you might want to consider investing whats on offer as part of student health care plans. They will often provide the right balance between protection and affordability that students are looking for.
Many students when they head off to college go out with the HMO network of their parents insurance plans and this will be another reason to investigate student health insurance. Many schools and colleges will have some form of insurance available if students require it. You will have to pay of course, but often, because of the amount of insurance they buy, they can negotiate better deals and prices than you would otherwise be able to find.
They can also have terms and coverage that suit you and the activities and needs you are likely to experience most closely. As with all insurance though, shop around. Just because its your colleges plan, doesnt mean its the best option available to you. There are as many insurance plans, as there are customers these days, so you should see whats available and make sure you are getting something you want and need before you hand over your money.
Health Insurance
In other cases, your school will require you to have some form of health insurance. This may be a condition before you can enrol. If you cannot afford a full traditional health plan, a student insurance plan may be more affordable and will allow you to meet your schools insurance requirements.
Some Tips On How To Obtain Cheap Student Car Insurance
Finding affordable car insurance for students can be something of a challenge. Insurance companies tend to classify students as higher risk along with teens and new drivers. And of course, most students need all the savings they can possibly get. Unfortunately, car insurance isnt cheap a typical student pays anywhere from 3,500 to 13,000 in insurance premiums in a year.
Obtaining a lower rate for your car insurance starts when you still in school you can often get a discount just by providing your most recent school report card. Most insurance companies consider students who have a grade B average, to be lower risk drivers. If your school or college offers a drivers education course, take the class and let your insurance company know.
If you have membership in any school or professional organizations, let your insurance company know. Some insurance companies offer significant discounts for membership of various alumni, fraternity and student associations; for example the Golden Key National Honor Society.
Let your insurance company know if you are also working while attending school. If you work close to your home and use your car primarily to go to and from your workplace, your insurance company will generally offer a discount. Students who live close to their school or college and generally dont drive much may be eligible for a low-mileage discount.
It is also less expensive to add a students name to an existing auto insurance policy, rather than take out a new one; although if the student is the primary driver or owns the car, they may be required to have a separate policy.
Please see our list of recommended insurance quote providers below to get free insurance quotes from many providers. These sites also offer pages and pages of free insurance information. Free quotes are available everywhere but these sites offer quotes from multiple companies. This way you are sure to get a look and the 3 to 5 cheapest possibilities and you can save more money.
Cheap Car Insurance For Students – Is There Such A Thing?
Cheap car insurance is out there
My college days were laced with phone calls from the motor vehicle department reminding me of my many speeding tickets and moving violations. Although they never revoked my license I dont think a driving record can get much worse without losing your license altogether. A driving record like that along with being younger than 25 years of age and you are looking at some very expensive insurance rates. At one time I had fifteen tickets on my record. Cheap car insurance was not the question. Getting at all was the issue. Many companies would not even insure me. Those that did would not touch me for less than 600 per month. To make a long story short I did end up with insurance that was affordable. Even with tickets from my state and 3 surrounding states.
What to watch out for
Before running out and getting quotes from all over the internet there are some things to know. I was able to find insurance for about 136 per month while having that driving record. I also forgot to say that I had one accident claim on record also. I was able to find very affordable insurance. The difference is the coverage. I did have to give some things up. Many companies are very different in what they offer. It could range from free vehicle towing to very high deductibles. Be sure to compare not only the quoted rate but the coverage also. And remember, in three years most states will clear your driving record and when you hit the age of 25 your rates improve dramatically.
Please see our recommended source for all insurance quotes. We have done the research so you don’t have to.
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